Africa's fastest-growing crypto exchange Β· 54 countries

Trade Crypto with
African Money

Buy Bitcoin with M-Pesa, sell ETH for Naira, swap SOL for Cedis. Instant settlement. Ultra-low fees. Built for Africa.

Start Trading Free β†’ How It Works
840K+
Active Traders
$2.4B
Monthly Volume
54
Countries
0.1%
Trading Fee
Why Kowry

Built Different, Built for Africa

Every feature is designed around the realities of African markets, infrastructure, and users.

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Mobile Money Native
Deposit and withdraw directly via M-Pesa, Airtel Money, MTN MoMo, Orange Money, and more. No bank account required.
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Instant Settlement
Trades settle in under 3 seconds. Mobile money deposits confirm in 30 seconds. Withdraw to your phone anytime.
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54 African Currencies
Trade directly in KES, NGN, GHS, ZAR, UGX, ETB, TZS, XOF, MAD, and 45 more. No USD conversion required.
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Military-Grade Security
95% of assets in cold storage. 2FA, biometric login, whitelisted withdrawals, and real-time fraud detection.
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Works on 2G
Lightweight app optimized for African network conditions. Full functionality even on slow connections.
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P2P Marketplace
Buy and sell directly with other traders. Set your own rates. Escrow-protected transactions in your local currency.
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Earn While You Hold
Stake crypto and earn up to 18% APY. USDC savings accounts pegged to the dollar. Automated yield strategies.
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Tax & Compliance
Auto-generated tax reports for Kenya, Nigeria, South Africa, Ghana. Compliant with local regulatory frameworks.
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Local Languages
Support in English, French, Swahili, Hausa, Amharic, Yoruba, Zulu, and Arabic. 24/7 chat support in your language.
Supported Currencies

Trade in Your Currency

No more converting to dollars first. Trade directly in the currency you use every day.

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KES
Kenyan Shilling
1 USD = 130 KES
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NGN
Nigerian Naira
1 USD = 1,540 NGN
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GHS
Ghanaian Cedi
1 USD = 15.2 GHS
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ZAR
South African Rand
1 USD = 18.4 ZAR
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UGX
Ugandan Shilling
1 USD = 3,750 UGX
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TZS
Tanzanian Shilling
1 USD = 2,560 TZS
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ZMW
Zambian Kwacha
1 USD = 26.8 ZMW
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RWF
Rwandan Franc
1 USD = 1,280 RWF
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ETB
Ethiopian Birr
1 USD = 57 ETB
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XOF
West African CFA
1 USD = 620 XOF
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MAD
Moroccan Dirham
1 USD = 10.1 MAD
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MWK
Malawian Kwacha
1 USD = 1,730 MWK
Mobile Money

Deposit in
Seconds

Use the mobile money platform you already have. No bank account needed. Funds appear in your Kowry wallet instantly.

1
Choose your mobile money provider
M-Pesa, Airtel, MTN, Orange, and more
2
Enter the amount in your local currency
Minimum KES 100 Β· NGN 1,000 Β· GHS 10
3
Confirm on your phone β€” done!
Funds ready to trade in under 30 seconds
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Deposit Funds
KES 5,000
β‰ˆ 0.000328 BTC
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M-Pesa
Kenya Β· Tanzania
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Airtel Money
Uganda Β· Malawi Β· Zambia
🟑
MTN MoMo
Ghana Β· Nigeria Β· Rwanda
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Orange Money
Senegal Β· CΓ΄te d'Ivoire
Get Started

Trading in 4 Simple Steps

From sign-up to your first trade in under 5 minutes. No experience required.

1
Create Your Account
Sign up with your email or phone number. Verification takes under 2 minutes with our AI-powered KYC.
2
Fund with Mobile Money
Deposit via M-Pesa, Airtel, MTN MoMo, or bank transfer. Minimum deposit just KES 100.
3
Buy Your First Crypto
Choose Bitcoin, Ethereum, or any of 80+ coins. Market or limit orders. Instant execution.
4
Earn & Withdraw
Stake to earn yield, trade for profit, or withdraw back to your mobile money wallet anytime.
Markets

Top Crypto Assets

View All 80+ Markets β†’
#AssetPrice (KES)24h ChangeMarket Cap7D Chart
Community

Trusted Across Africa

Join hundreds of thousands of traders who chose Kowry as their home for crypto.

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"I've been trading on Kowry for 8 months. The M-Pesa integration is seamless β€” I can deposit KES and be in a trade within a minute. Nothing else comes close for East African traders."
AW
Amina Wanjiku
Nairobi, Kenya Β· 8 months
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"As a Nigerian trader, the NGN pairs are everything. No more losing money to dollar conversion fees. The P2P market is incredibly liquid. This platform understands our market."
CI
Chukwuemeka Ibe
Lagos, Nigeria Β· 1 year
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"The staking yields on Kowry are the best I've found. I earn 14% APY on my USDC holdings β€” that's far better than any savings account in Ghana. Withdrawals to MTN MoMo are instant."
KA
Kwame Asante
Accra, Ghana Β· 6 months

Start Trading Today.
Zero Fees for 30 Days.

Join 840,000+ African traders on the continent's most powerful crypto exchange.

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Β© 2026 Kowry Exchange Ltd. Regulated in Kenya (CMA), Nigeria (SEC), South Africa (FSCA). Cryptocurrency trading involves risk. Past performance is not indicative of future results.